It’s time to take control of your financial destiny and embark on a journey toward creating lasting prosperity for your family. Introducing The Infinite Banking Concept® (IBC).
IBC allows you to leverage your assets to create wealth and pass it along to multiple generations.
It’s fascinating to think about the vast potential that lies ahead when you harness the power of the family banking model. Here’s how it works:
First, create a safe 'pool of money' you control which is guaranteed to grow. IBC uses a customized dividend-paying, whole life insurance policy to create this pool of money. Then use it as collateral to finance your family's purchases. As money is paid back for any purchase, the pool of money continues to grow and accrue compound interest. If you typically pay cash for your family's purchases, you’re losing the interest your cash could have earned. IBC allows you to make purchases without giving up that interest.
Imagine funding college in a way that guarantees a return on your savings. That’s exactly what utilizing IBC can do.
Most parents want to ensure that a child’s dream of attending college becomes a reality. Unfortunately, most college graduates never learn how to achieve financial freedom. By using IBC to create a college savings fund, parents can teach their students how to take responsibility for the costs of a college education, and at the same time become financially successful for the rest of their lives regardless of their field of study.
In the face of today's challenges, IBC offers a comprehensive solution that goes beyond traditional college savings plans. It enables you to build a robust financial foundation for your family's future, ensuring that your children's education is not compromised by financial constraints.
The heart of the family banking concept is using a customized dividend-paying whole life insurance policy to accumulate wealth. When properly structured, it becomes a guaranteed college savings fund.
Do you ever feel like you’re just working to pay off debt? That’s a common feeling, but it doesn’t have to be that way. By using IBC you can break free from the burden of debt and grow your wealth at the same time.
According to recent data, the average American spends over 34% of income on debt interest. That’s a significant amount of money that could be used for more important things like savings, investments, or simply enjoying life.
By utilizing your personal family bank you could recapture all the interest you’ve been paying to others and dramatically increase your overall savings rate. That’s a significant boost to your financial future!
In America 90% of people who buy cars use other people's money to pay for them and pay interest to the financial institutions lending them the money. The remaining 10% of Americans save and pay cash for their cars. In either case, there can be nothing left after a lifetime of purchasing cars.
There’s a better way!
IBC creates a safe pool of money which is guaranteed to grow and accrue compound interest, and which you control to finance the car yourself. IBC allows you to buy cars by using an appreciating asset as collateral to recapture the money otherwise paid as interest or lost as interest.
The Infinite Banking Concept® (IBC) creates the ideal financing option for your business. As a result, you don’t lose the interest you pay, you earn it! By using the system properly, you can enhance every financial decision you make by decreasing your overall taxes and increasing your wealth.
Businesses need working capital and IBC provides access to your capital with these potential benefits:
→ Access capital as needed
→ Avoid loan applications
→ Earn the interest banks have been earning off of you
→ Reduce taxes
→ Protect assets from creditors and judgments
At the core of IBC is a customized dividend-paying permanent life insurance policy which is engineered to grow your pool of money even while you’re using it for your business financing needs.
Are you tired of watching your retirement savings dwindle while financing cars, homes, or your children's education? IBC is a way to build your retirement nest egg while still covering your everyday expenses.
By utilizing IBC, your cash grows tax-free and can be accessed tax-free to provide supplemental passive income at retirement; and unlike IRAs, 401(k)s or other tax-qualified plans, the money you accumulate is accessible to you at any time and without penalties.
Don’t let your retirement dreams slip away. Secure your future! Talk with an Authorized IBC Practitioner today.